Outsource Debt Collections Services

Recover overdue payments sooner with experienced debt collection outsourcing providers who protect your brand and ease the load on your in-house team.

TDS Global Solutions can connect you with trusted partners who strengthen your recovery process, reduce costs, and free your staff to focus on work that drives real progress.

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Debt Collection Outsourcing You Can Trust

With decades of experience and a vast vendor network, we match businesses with the solution providers to best satisfy their business operations needs.

30%

Higher Customer Satisfaction

$200m+

in Client Savings

300+

Outsourcing Programs Delivered

100,000+

Global Agents

What Is Collections Outsourcing?

Outsourced collections refer to hiring a third-party collection agency to manage part or all of your debt collection process. Instead of relying solely on your internal staff to follow up with late-paying customers, you work with a dedicated team that specializes in recovering outstanding debts.

These specialists utilize established contact methods and clear communication to expedite the payment collection process. This gives you a steadier approach to follow-ups and supports your internal team without adding extra strain.

Benefits of Outsourcing Debt Collections

Lower Operating Costs

Outsourcing allows you to manage collections without hiring, training, or equipping additional staff, which cuts expenses while keeping the work moving.

Improved Recovery Rates

Specialized collectors use tested outreach methods and consistent follow-up to achieve higher recovery rates on past-due payments.

Access to Specialized Expertise

Teams trained in regulations and sensitive conversations manage complex accounts with accuracy, lowering risk and improving outcomes.

Faster Response Times

Dedicated agents reach overdue accounts right away, reducing delays that make debts harder to collect.

Commonly Outsourced Debt Collection Services

Early-Stage Payment Reminders

Teams send friendly reminders after a missed payment to help keep accounts current and prevent balances from aging.

Skip Tracing

Specialists track updated contact details to reconnect with customers who have moved or changed numbers.

Account Verification

Teams confirm balances, account details, and past payments so you always work with the correct information.

Soft Collections Outreach

Agents make calm and supportive calls or send messages that encourage payment while protecting customer relationships.

Legal Collections Support

If an account moves toward legal action, outsourced teams organize documents and case details to support attorneys.

Credit Reporting Updates

Partners send accurate updates to credit bureaus to maintain compliance and keep files current.

Settlement Negotiation

Agents work with customers to create fair payment plans that bring in funds sooner in a respectful way.

Customer Dispute Handling

Teams gather records, review concerns, and provide clear updates to resolve disputes and keep collections moving.

Outsourced Collections by the Numbers

Organizations that outsource debt recovery see accounts move faster, collection rates climb, and compliance risks drop. These gains free up internal resources while improving cash flow and reducing operational expenses.

Recent studies show:

94%
of businesses use collection agencies to manage past-due accounts
76.9%
of companies with high agency usage exceed a 60% recovery rate
79.3%
of companies with low agency usage achieve success rates below 60%
4X
as many organizations recover over 60% of their 90+ day invoices when they outsource

Debt Recovery Partners for All Industries

With more than 30 years of experience, TDS Global Solutions connects companies with debt collection partners who understand industry-specific challenges. Whether supporting an in-house team or fully outsourcing, businesses gain trained agents who manage a wide range of collection tasks.

Here’s an overview of just a few of the industries that can benefit from outsourcing outbound call center services:

Why Companies Trust TDS Global Solutions to Find Their Collections Outsourcing Partner

Choosing the right collections partner can be difficult. TDS Global Solutions guides you through every step, from identifying your needs to selecting a partner that fits your goals, budget, and recovery approach. We vet each provider to ensure they meet performance standards and employ trained agents with relevant experience.

From strategy to execution, our partners unlock the results you want—all while simplifying your workflows and saving on costs. Here's how it works:

Collections Outsourcing Partner Selection & Setup Process

Step 1

Strategy Development

We work closely with you to understand your goals, audience, and challenges, creating a tailored outsourcing strategy that fits your objectives and industry-specific needs.
Step 1

Partnership Selection and Onboarding

We connect you with trusted outsourcing providers and ensure they’re fully trained to align with your workflows, represent your brand accurately, and deliver great results.
Step 1

Implementation of a Proven Process

Your outsourced debt collection team follows structured, proven methods tailored to your industry, ensuring faster recoveries and consistent results.
Step 1

Ongoing Monitoring and Optimization

Once a partnership is in place, our team monitors performance, shares insights, and adjusts processes to keep operations efficient and responsive to industry changes.

Trusted By
the Best Names in Healthcare

Client Case Studies

"I would highly recommend TDS for all placement services. They take the time to fully understand our business, core values, and corporate culture to ensure that each candidate fits seamlessly into our organization."
Scott Newman
Chief Executive Officer
"TDS Global Solutions is a true partner of our company as well as the BPO industry itself."
Dan Reyes
Former Country Manager
View more testimonials

Additional Outsourcing Solutions for Your Contact Center & BPO Needs

Beyond debt collection, our outsourcing partners also support a wide range of other contact center and back-office services. These solutions help businesses manage customer interactions and daily operations without expanding internal teams.

Below are additional outsourcing services available to support day-to-day operations:

Explore Our Full Range of Call Center Services

Debt collection is just one of the services our outsourcing partners offer. If your business also requires sales assistance, customer support, or other outsourced services, we can help you find the right provider.

TRUSTED BY

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Debt Collections Outsourcing: FAQ

Have more questions?
Schedule a Call

How much does it cost to hire a debt collector?

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Debt collectors usually charge 25-50% of the recovered amount on a contingency model. Some offer flat fees or monthly retainers for high-volume accounts. Rates depend on debt age, balance size, and recovery difficulty. Older accounts and smaller balances often cost more.

TDS Global Solutions can help you find an outsourced debt collector partner that matches your budget and recovery needs.

When should a business use a third-party debt collector?

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Businesses should use a third-party debt collector when internal collections stall after 60-90 days, when volume grows beyond staff capacity, or when accounts need specialized expertise.

Early engagement often improves recovery and eases internal strain by helping to streamline ongoing collection efforts and protect overall financial health.

Can I hire a collection agency to collect a debt?

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Yes, you can hire a third-party collection agency to collect a debt. Whether it’s a one-time need or part of your long-term collections strategy, these agencies provide trained debt collectors who understand the Fair Debt Collection Practices Act and know how to approach debtors professionally.

Most offer flexible pricing and can tailor their approach based on your needs, ranging from simple reminders to structured payment plans. Using a debt collection agency can help you recover past due amounts more efficiently while protecting your customer relationships.

Is debt management outsourcing good for my company?

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Yes, debt management outsourcing can be a smart move for many businesses. Partnering with an outside team brings structure and expertise to an area that’s often time-consuming and difficult to manage in-house. These partners use tested methods and tools to follow up on late payments, helping you recover money faster and more reliably.

They also bring knowledge of industry rules and best practices, reducing the chance of errors tied to delinquency handling. For companies looking to improve cash flow and stay focused on core operations, outsourcing services can be a valuable solution.

This is especially helpful for small businesses that don’t have dedicated staff for accounts receivable or internal collections.

How does outsourcing debt collection impact customer relationships?

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Outsourcing debt collection can help preserve customer relationships by ensuring all communication is handled professionally and in line with your brand. Reputable agencies follow strict guidelines to avoid aggressive tactics and focus on resolving issues with care. They’re trained to balance firmness with empathy, using clear communication and consistent follow-ups that maintain trust.

Bringing in a third party also creates separation between your business and the recovery process, which can reduce tension and protect long-term relationships while still recovering past due payments effectively.

Ready to Find the Right Debt Collection Outsourcing Partner?

Book a free consultation to review your goals and get matched with a debt collection outsourcing partner that meets your needs.

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